Promotions & Offers

Save money

Be happy

For the love of our members

It doesn't have to be your birthday to get something special. We're always showcasing special promotions and Texas-sized savings that will make you want to celebrate.

Need Some Extra Cash for Christmas?

Education First FCU takes on the role of Santa's little helpers to ensure you and your family celebrate Christmas in style! Fill your stocking with credit from the Polar Express Holiday Loan.*

Gold Card Holders Get Rewarded!

This holiday season, it's time to reward yourself. With an Education First FCU Visa Gold Credit Card, you'll earn 5X uChoose Rewards points on all purchases November 1 - December 31, 2020.** Now, what's better than 5x the rewards?


Even Santa Needs A Little Help This Time of Year.

Put some extra green in your wallet by scheduling a Skip A Pay for your December or January loan payment.***

Drive Away in a Great Deal  in November.

Get $400 cash back on a purchase of any new or used auto at Sour Lake Motor Company when financed with Education First FCU, PLUS lower than low rates on select autos.**** Get shopping!

*APR = Annual Percentage Rate. Rate availability is based on creditworthiness. Maximum loan amount $2,500. Maximum repayment term 12 months. Deferred repayment period optional; interest will continue to accrue on loan principal during the deferred period. All rates and terms are subject to change without notice. Federally insured by NCUA. Offer valid through December 31, 2020.
**Terms and Conditions: Education First Gold and Platinum Visa both offer 4.99% APR on balance transfers for 6 billing cycles. At the end of this period, standard rates apply based on individual credit worthiness. New and Existing Visa Gold cardholders will receive 5x uChoose Rewards points (5 points per dollar) for all purchases made using their Gold card beyond $1,500. All purchases up to the minimum purchase threshold will earn 1 point per dollar. If the $1,500 minimum purchase threshold is met and exceeded, the 5x reward will be applied retroactively to all previous purchases during the promotional period. Points will be awarded within 30 days of end of promotion.
***Normal terms and conditions apply. Mortgage, Home Equity, Land, Business, Indirect, Classroom Cash or Polar Express loans are not eligible. See website for details.
****APR= Annual Percentage Rate. Some restrictions apply. 1.99% APR financing for 60 months limited to the purchase of new or used vehicle at Truckville Sour Lake Chevy for applicants with a credit score of 750+ that finance with Education First Federal Credit Union. Other rates and terms available for new and used vehicles.