uChoose Rewards® Program

Use your Education First Visa® to earn rewards

Redeem points for event tickets, merchandise and travel

Earn thousands of points. Choose from millions of rewards.

You have to spend money anyhow. On clothes. On food. On gasoline. But paying the bills is less painful if you get rewarded for credit card use. Education First has partnered with uChoose Rewards to offer Visa® card holders points that can be redeemed for an incredible array of items and services. Whoever thought of turning your grocery tab into a HDTV or a luxury cruise? Now that's an idea that's right on the money.

It's easy to get started. Access your uChoose Rewards account or sign up and learn how to earn and redeem points.
  • Earn points redeemable for event tickets, merchandise, travel, and more
  • Earn one point in rewards for each dollar spent by simply using your Education First Visa® purchases
  • Earn extra points by shopping at participating merchants
  • Earn additional bonus points with Education First promotions
  • Track your points through your uChoose Rewards account
  • Redeem your points with a full online catalog of redemption options
  • Log into your uChoose Rewards account frequently to see participating merchants and to activate monthly offers

Check Out These Deals In November!


During the month of November, earn extra rewards at these participating retailers when you use your Education First Visa® Gold Credit Card. PLUS, earn an extra 5x Reward points November 1 - December 31!
  • Starbucks - 10 bonus points for every $1 spent
  • Macy's - 5 bonus points for every $1 spent
  • Buffalo Wild Wings - 5 bonus points for every $1 spent
  • Bed, Bath & Beyond - 5 bonus points every $1 spent 
  • Papa John's Pizza - 5 bonus points every $1 spent
  • Panera Bread - 5 bonus points for every $1 spent
  • World Market - 5 bonus point for every $1 spent
  • The Home Depot - 5 bonus points for every $1 spent
  • Jiffy Lube - 5 bonus points for every $1 spent
  • CVS - 5 bonus points for every $1 spent
Don't forget, uChoose Rewards points can be used to purchase gift cards to hundreds of retailers nationwide. Take advantage of your rewards today!  

Got questions? Here is a full list of uChoose Rewards FAQs.

UChoose Rewards is a rewards program where you earn points for shopping or using your Education First Federal Credit Union Visa Gold Card, then redeem your points for anything of your choice from a huge online rewards catalog.
Earn points on qualifying transactions, which are outlined in the welcome materials you received after signing up for this program. Earn even more points when you shop at the participating retailers listed on this site. Plus, you can earn even more points when you shop at participating retailers. Choose to shop in-store at national or local retailers or online through www.uchooserewards.com. When shopping in-store, select credit and sign for your purchases.
You earn points everywhere your card is accepted.
You can redeem your points for literally thousands of options. It all depends on your personal preferences. You can get event tickets, electronics and hi-tech gadgets, spa treatments, apparel, airline tickets, activity vouchers – the list goes on and on. Browse the redemption section to see all the exciting options available to you. We keep track of all the points you earn and will help you find just what you are looking for when you are ready to redeem. We even have a Wish List that will help you track when you have earned enough to redeem a specific item.
It can take up to 60 days for your points to be credited to your account. You must accumulate 1,000 points before you can redeem your points. After that, you can redeem for any number of amazing items. Simply look for your “Total Points Available for Redemption” on the Point Details page to see how many points you have available for redemption.
Yes, all cards within an account automatically earn points together. In addition, if you have multiple accounts with Education First Federal Credit Union, you can link them together to earn rewards faster. Just visit the Preferences page to link more accounts to your program.
You can access the history of your point activity on the Point Details page.
It can take up to 30 days for transactions to appear on the Point Details page. If points from a qualified transaction do not appear after 30 days, please contact the number or e-mail listed on the Contact Us page for assistance.
Yes – you will have the opportunity to change the address for your redemptions as long as the address is located in the United States.
You can only redeem points online through www.uchooserewards.com.
No, you cannot purchase the balance of the points you need. You must earn the required points needed to redeem for an item.
If your card is lost or stolen and a replacement is issued, points will automatically be transferred to the new card. Your new card that is issued will automatically be registered, so you will not have to re-register for uChoose Rewards.
Every effort is made to authenticate UChoose Rewards participants – but fraud can occur. If you feel that you might have been a victim of fraud, contact your financial institution so that an investigation can be undertaken.
Yes – you will have the opportunity to change the address for your redemptions as long as the address is located in the United States.
There is no cost. Membership in UChoose Rewards® is absolutely free for Education First Federal Credit Union Gold card holders, so start shopping and earning today.
If you have other questions not answered here, you can fill out the form on the uChoose Rewards Contact Us page or email service@uchooserewards.com
Some redemption items can be returned and some cannot. To understand the various redemption policies and processes, please review the Terms and Conditions.