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Commerical Lending Advisors

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Your business needs are our priority.

Whatever your Southeast Texas-based business requires, we work hard to find the right solutions and pair you with the right services. We take time to listen to your specific circumstances and understand your business because one-size-fits-all answers don't fit you.

B_Timberlake
Commercial Lending Manager

Bree Timberlake

Raised in Southeast Texas, Bree Timberlake joined the Commercial Lending Department at Education First in June 2020. With over 15 years of experience in financial services and a passion for working with entrepreneurs to help them grow their businesses, her addition to the team was a natural fit!

Bree and her husband are proud parents of three daughters and enjoy watching them perform in the school band. In her free time, you'll find her training as a long-distance runner. 

Talk with Bree Today:

409.896.8528

btimberlake@educationfirstfcu.org

Click here to request an appointment

Jacoby Garlington
Junior Commercial Loan Analyst

Jay Garlington

Jay is a seasoned professional with years of experience in the credit union industry. Starting out as a teller, he gained a solid foundation in member services, allowing him to contribute his skills and knowledge to various credit unions in Texas and Oklahoma. In 2022, Jay found his true professional home at Education First FCU.   

 

I’m deeply passionate about commercial lending because it allows me to play a pivotal role in helping businesses grow and thrive. I find it incredibly rewarding to work closely with entrepreneurs to understand their vision and financial needs and then craft custom solutions that enable them to reach their goals. The dynamic nature of commercial lending, with its blend of strategy, analysis, and relationship-building, keeps me motivated daily.

 While Jay is committed to his professional life, he also cherishes quality time with his daughters and family above all else. When he's not working or spending time with loved ones, Jay dedicates himself to MMA training and immerses himself in the world of gaming. 

 

Connect with Jay:

409.257.6366

jgarlington@educationfirstfcu.org

Click here to request an appointment

Can't find who you're looking for?

Contact the Business Services Department directly at (409) 896-8769 or by email at businessServicesQA@educationfirstfcu.org. 

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Handy Tools at Your Disposal.

Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.

 

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