Commerical Lending Advisors
Your business needs are our priority.
Whatever your Southeast Texas-based business requires, we work hard to find the right solutions and pair you with the right services. We take time to listen to your specific circumstances and understand your business because one-size-fits-all answers don't fit you.
Commercial Lending Manager
Bree Timberlake
Raised in Southeast Texas, Bree Timberlake joined the Commercial Lending Department at Education First in June 2020. With over 15 years of experience in financial services and a passion for working with entrepreneurs to help them grow their businesses, her addition to the team was a natural fit!
Bree and her husband are proud parents of three daughters and enjoy watching them perform in the school band. In her free time, you'll find her training as a long-distance runner.
Talk with Bree Today:
btimberlake@educationfirstfcu.org
Junior Commercial Loan Analyst
Jay Garlington
Jay is a seasoned professional with years of experience in the credit union industry. Starting out as a teller, he gained a solid foundation in member services, allowing him to contribute his skills and knowledge to various credit unions in Texas and Oklahoma. In 2022, Jay found his true professional home at Education First FCU.
I’m deeply passionate about commercial lending because it allows me to play a pivotal role in helping businesses grow and thrive. I find it incredibly rewarding to work closely with entrepreneurs to understand their vision and financial needs and then craft custom solutions that enable them to reach their goals. The dynamic nature of commercial lending, with its blend of strategy, analysis, and relationship-building, keeps me motivated daily.
While Jay is committed to his professional life, he also cherishes quality time with his daughters and family above all else. When he's not working or spending time with loved ones, Jay dedicates himself to MMA training and immerses himself in the world of gaming.
Connect with Jay:
jgarlington@educationfirstfcu.org
Can't find who you're looking for?
Contact the Business Services Department directly at (409) 896-8769 or by email at businessServicesQA@educationfirstfcu.org.
Have Questions? We're Here to Help.
Handy Tools at Your Disposal.
Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.
Take the reins of your business finances! Our calculators provide step-by-step guidance for big purchases, debt elimination, and savings plans.
Whether you are looking to open a business checking, business savings, business money market, or invest in a Business CD, you can check out our current business rates.
When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.