Loan Rates
New and Used Vehicle Rates
terms | apr |
---|---|
48 Months | 5.50% |
60 Months | 5.75% |
72 Months | 6.25% |
78 Months | 6.50% |
84 Months | 6.75% |
Boats, ATVs, RVs, Motorcycles & More
Recreational Loan Rates
terms | apr |
---|---|
48 Months | 5.99% |
60 Months | 6.25% |
72 Months | 6.50% |
84 Months | 7.25% |
96 Months | 7.50% |
96+ Months | 8.00% |
Mortgage Rates
terms | rate | apr |
---|---|---|
30 Year Fixed Rate | 6.750% | 7.046% |
20 Year Fixed Rate | 6.500% | 6.726% |
15 Year Fixed Rate | 6.250% | 6.491% |
Home Equity Rates
terms | rate | apr |
---|---|---|
60 Months | 5.425% | 5.841% |
120 Months | 5.800% | 6.022% |
180 Months | 6.000% | 6.157% |
240 Months | 6.250% | 6.376% |
300 Months | 6.500% | 6.609% |
360 Months | 6.500% | 6.597% |
Construction Loan Rates
terms | rate |
---|---|
12 Months | 6.750% |
Home Improvement Rates
terms | rate |
---|---|
60 Months | 5.800% |
120 Months | 5.925% |
180 Months | 6.250% |
240 Months | 6.375% |
Unimproved Property Rates
terms | rate |
---|---|
60 Months | 5.750% |
120 Months | 6.250% |
180 Months | 6.500% |
Credit Card Rates
terms | fees | apr | notes |
---|---|---|---|
totalREWARDS VISA | No annual fees | 11.90%* | Earn totalREWARDS on every purchase with your Education First VISA for choice of cash back, travel, merchandise or gift cards! |
total REWARDS Business VISA | No annual fees | 11.90%* | Earn totalREWARDS on every purchase with your Education First VISA for choice of cash back, travel, merchandise or gift cards! |
Line of Credit Rates
terms | apr |
---|---|
No annual fees | 10.70% |
Limited Time | 10.75% |
Personal Loan Rates
terms | fees | apr |
---|---|---|
Share Secured | No annual fees | 3.0% + Regular Savings Dividend Rate |
Share Certificate Secured for 6 – 36 months | No annual fees | 2.0% + Share Certificate Dividend Rate |
Share Certificate Secured for 37 – 60 months | No annual fees | 3.0% + Share Certificate Dividend Rate |
Unsecured Personal | No annual fees | 11.03% |
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Calculators
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Rates
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Member Perks
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