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About Us

ABOUT-leadership-building-exterior

Welcome to Education First - where no one comes last.

What began with a humble group of like-minded teachers in Beaumont, Texas, has blossomed into the institution you know and love as Education First Federal Credit Union. Over the decades, we've grown tremendously while maintaining our commitment to uplifting and empowering our members—like you.

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Our Mission

To be the best financial institution; providing service beyond expectations, building lifelong relationships, one member at a time. 

South Park High

Credit Where Credit is Due.

In December 1951, teachers at South Park Schools pooled their resources under Mr. Joel D. Wrotan's direction. They made a motion to form South Park Teachers Credit Union - which dedicated itself to benefitting teachers in the Beaumont school district.

For over a decade, the credit union operated out of Mr. H.D. Peavy's classroom while he served as president and treasurer. Quickly, membership grew to several hundred, which included the Beaumont Independent School District, all private schools in Beaumont and Lamar Institute of Technology. With this expansion, we evolved into the Teachers Credit Union of Beaumont.

In 2006, we became Education First and made it our mission to serve anyone who lives, works, worships or attends school in Jefferson, Hardin, Jasper, Newton, Tyler, and Orange counties.

At our core, we're true to our Southeast Texas roots. We serve the community that made us who we are, and we work hard to improve members' financial well-being and provide the tools and technology to meet ever-changing needs.

When you join Education First, you are a part-owner of a credit union with an impressive legacy and ongoing investment in your future.


Leadership

Our leadership team works daily to ensure that our members experience exceptional service via digital platforms or at physical locations. These leaders concentrate on our everyday operations, inspire forward thinking and ensure an exceptional member experience.

Urjit Patel, COO of Education First FCU

Urjit Patel, President & CEO

Urjit Patel joined Education First in 2021 and became President and CEO in 2024. Originally from Winter Park, Florida, Urjit received his B.S. in Management Information Systems from the University of Central Florida. He has 30+ years of experience in the financial services industry, with 20 years in the credit union community.  He brings significant experience in transforming and leading organizations, retail and commercial operations, marketing, organizational development, and strategic planning.  Urjit also has multiple certifications in risk management, lending, and leadership disciplines. 

He also attends various speaking engagements to educate others and shape the future of Credit Unions. Throughout his career, Urjit has been an active member of local schools and civic organizations. He enjoys traveling and spending time with his family. 

Jonathan Haskett Jr., Executive Vice President

A proud Southeast Texas native, Jonathan Haskett Jr., joined Education First in 2025, bringing 20 years of experience in the financial industry. With extensive expertise in accounting, finance, and commercial lending, he plays a vital role in driving the credit union’s success. He earned dual bachelor’s degrees in Accounting and Marketing from Lamar University in 2005.

Beyond his professional career, Jonathan is deeply committed to his community. He gives back by coaching youth sports and serving as a Board Member for the Hardin-Jefferson School District, where his four children attend school. He has been happily married to his wife, Carrie, for more than 10 years.

Jonathan Haskett
Christy Cooley, VP of Branch Operations

Christy Cooley

Vice President

Branch Operations

Erin Turk, VP of Human Resources

Erin Turk

Vice President

Human Resources

Scott Sims, VP of Information Technology

Scott Sims

Vice President

Information Technology

Cathleen Canter, VP of Lending

Cathleen Canter

Vice President 

Lending

Carolyn Ridout, VP of Marketing

Carolyn Ridout

Vice President

Marketing

Shannon Guillory, VP of Mortgage Lending

Shannon Guillory

Vice President

Mortgage Lending

Rachel Gilmore, VP of Risk and Compliance

Rachel Gilmore

Vice President

Risk & Compliance

Sal Guerrero, VP of Wealth Management

Sal Guerrero

Vice President

Wealth Management


Why Us?

At Education First FCU, we understand our members because we're just like you: people with drive, dreams and aspirations for a brighter future. These days, having dependable finances creates security—even in the worst of times, and no one prioritizes security more than us. 

Four female employees with arms around each other and smiling

Community Involvement

We do more than give members the tools for success. We step out from behind the desk and get involved.

How we give back

Member Perks

Member Perks

We want our members to feel appreciated for their membership. Joining Education First comes with numerous benefits!

Discover the Perks

Financial Education

Financial Education

We value equipping individuals with tools for success, so we have compiled financial education resources in one place. 

Sharpen your Pencils


Annual Reports

2024 Annual Report Cover
ANNUAL REPORT 2023 FRONT COVER
EF 2022 ANNUAL REPORT_Page_1
Annual Report-FINAL_Page_1

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