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Personal Investing

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Personal Investing

Share Certificates

Patience is rewarded when you open a Share Certificate. Typically Share Certificates with longer terms pay the highest dividends. Education First also rewards investors with higher yields on bigger balances.

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Personal Investing

Coverdell Educational Savings Accounts (ESA)

Not sure where to start saving for your child’s educational expenses? A Coverdell ESA may be just what you need! Whether it is for elementary, secondary, or higher education, you can kick start your savings now so there are fewer worries when the time comes.

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Personal Investing

Individual Retirement Accounts (IRA)

An Individual Retirement Account (IRA) is a retirement savings account that allows you to set aside your earned income for future expenses. IRA Savings Accounts can be opened with as little as $5 and earn at a competitive dividend rate. 

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Personal Investing

IRA Share Certificate

An IRA Share Certificate is just like a regular Share Certificate except it is designated for retirement funds. IRA Share Certificates provide a low-risk investment option for IRA owners, while also earning a higher dividend rate compared to an IRA Savings Account. Even if the market changes, your rate is locked for the selected term. 

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Handy Tools at Your Disposal.

Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.

 

Calculators

Take charge of your finances! From big purchases to debt elimination and savings plans, our calculators guide you every step of the way.

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Rates

Check current rates and find out which ones adhere to your loan type.

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Member Perks

When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.

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Have Questions? We're Here to Help.

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