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Personal

Starting At
12.03% APR
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Home Loans

Starting At
6.252% APR
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Vehicle Loans

Starting At
5.50% APR
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Credit Card

Starting At
11.90%* APR
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Membership

Not a member yet? Join today.

Joining Education First offers benefits such as reduced loan rates, exclusive member advantages, money-saving programs and more!

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Belong to EFFCU

Member Referral Program

When you refer friends and family to Education First, you can earn $500 annually through our Belong Referral Program! Join us in spreading the word about Education First!

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How can we help you today?

Checking Accounts

Customized Checking Accounts that fit your needs. 

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Home Loans

Our expert lending team is ready to help. Explore your home lending options now and make the process a breeze!

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Auto Loans

Be on your way to your next new ride with flexible repayment plans, and no payments for 90 days. 

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EF-Mobile
Mobile App

Bank anytime, anywhere.

The Education First mobile app is a convenient and secure way for members to access their accounts, manage their finances on the go and keep track of their spending.

Google Play app store  IOS app store

 

Locations

Find a Branch or ATM Near You

Find the nearest Education First branch or ATM to your current location. Search for branches and ATMs by city, state, or zip code, and provides you with the location, address, and hours of operation for each location.

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Acing the Home Inspection Process

Acing the Home Inspection Process

A thorough home inspection will ensure your dream house doesn't become a nightmare of hidden repairs and unexpected costs. 

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9 Common First-Time Homebuyer Mistakes

9 Common First-Time Homebuyer Mistakes

Here's some helpful advice to help you avoid nine of the most common first-time homebuyer mistakes.  

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Closing Costs Explained: A Guide for Homebuyers

Closing Costs Explained: A Guide for Homebuyers

If you’re thinking of buying or selling a house there may be one gloomy aspect that’s haunting you and keeping you up at night: closing costs. For both buyers and sellers, understanding these costs is essential for a smooth and transparent transaction. 

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