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Recreational

Starting At
4.50% APR
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Home Loans

Starting At
5.536% APR
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Vehicle Loans

Starting At
4.00% APR
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Credit Card

Starting At
3.99%* Intro Rate APR
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Your Southeast Texas Credit Union — Low Rates, Local Service

Membership

Not a member yet? Join today.

Joining Education First offers benefits such as reduced loan rates, exclusive member advantages, money-saving programs and more!

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Buy Now, Pay Later

Say Hello to Buy Now, Pay Later!

Get extra funds fast for your purchases and spread those payments over time.

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How can we help you today?

Checking Accounts

Customized Checking Accounts that fit your needs. 

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Home Loans

Our expert lending team is ready to help. Explore your home lending options now and make the process a breeze!

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Auto Loans

Be on your way to your next new ride with flexible repayment plans, and no payments for 90 days. 

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Hear what members have to say.

A mobile smartphone displaying the Education First Federal Credit Union app interface for tracking checking accounts, savings, and recent transaction history.
Mobile App

Bank anytime, anywhere.

The Education First mobile app is a convenient and secure way for members to access their accounts, manage their finances on the go and keep track of their spending.

Google Play app store  IOS app store

 

Locations

Find a Branch or ATM Near You

Find the nearest Education First branch or ATM to your current location. Search for branches and ATMs by city, state, or zip code, and provides you with the location, address, and hours of operation for each location.

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5 Financial Nightmares That Could Haunt You for Years

5 Financial Nightmares That Could Haunt You for Years

Halloween is full of things that go bump in the night, but some of the scariest surprises don't come from haunted houses or creepy costumes. From credit card debt that just won't disappear to unexpected subscriptions that drain your savings, financial nightmares can sneak up on anyone. The good news? With a little preparation and some smart financial habits, you can keep these money monsters at bay. Here are five financial nightmares to watch out for before they come back to haunt you! 👻

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How to Buy a Home in Beaumont, TX Without a 20% Down Payment

How to Buy a Home in Beaumont, TX Without a 20% Down Payment

Learn how to purchase a home in Southeast Texas without a 20% down payment! 🏘️

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Your Best Card: A Closer Look at Our 3.99% Intro APR Offer

Your Best Card: A Closer Look at Our 3.99% Intro APR Offer

For a limited time, qualifying Education First FCU credit cardholders can take advantage of a 3.99% introductory APR for the first six months 💳

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