Debt Calculators
Empower Your Debt Management Plan
Harness the potential of Education First FCU's Debt Calculators to create a personalized strategy for becoming debt-free. Whether you seek to gain valuable knowledge on debt repayment, explore the possibilities of a debt consolidation loan, or simply calculate your monthly payment, our tools empower you to take control of your financial future.
Determine whether it might be financially beneficial to consolidate your debts into a single loan or credit account.
Determine the amount and frequency of payments you need to make in order to pay off a loan or other financial obligation on a bi-weekly schedule
Estimate how much money you need to pay towards your debts each month in order to pay them off within a certain time frame.
Find out how long it will take to pay off a credit card based on your current balance, interest rate, and the amount you can afford to pay each month.
Figure out the impact of using a lump sum of money, such as a bonus or tax refund, to pay down debt.
Determine whether or not it is financially beneficial to transfer a credit card balance to a new card with a lower interest rate.
Calculate the impact of increasing your monthly payment on a loan or other financial obligation.
Determine the monthly payment on a loan based on the loan's principal balance, interest rate and term.