Personal Loans
Financial Freedom and Flexibility for Life
Whether planning a dream vacation with your family or dealing with a medical emergency, Education First has the solutions to provide the financial support you need to make it happen, including personal and share-secured loans. Don't let unexpected expenses hold you back from living your best life.
Personal Loans
Personal loans can be used for any purpose. They can be used to pay for major purchases or repairs, to cover once-in-a-lifetime events like weddings or debt consolidation. Flexibility is the key word. You can borrow a wide range of money for a wide range of reasons.
- Apply online. Fast decision.
- Borrow up to $50,000*
- Competitive, fixed interest rate makes it easy to fit payments into your monthly budget
- Set monthly payments lets you project your payoff - and we won't penalize you if you want to pay it off early either
*The maximum may vary based on a borrower's creditworthiness and other financial qualification
Apply NowShare-Secured Loan
What is a share-secured loan? It's a loan you secure with a savings account that helps you build or establish credit while paying yourself back with interest. Approval is easy when you use your savings as collateral. You can build your credit and have the money you need when you need it.
- Low, fixed interest rate. View rates here
- Lower interest rate than an unsecured loan.
- Earn dividends on your secured funds.
- No annual fees
Handy Tools at Your Disposal.
Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.
Calculate the best loan amount that fits your budget.
Check current rates and find out which ones adhere to your loan type.
When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.